Student organization insurance requirements

  • Student organization insurance requirements

    Posted by Jennifer Reid on February 11, 2025 at 11:43 am

    Hi all,

    Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?

    If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?

     

    Any input would be most appreciated.

     

    Thanks!

     

    — 

    Dr. Jennifer Reid

    Director, Alumni Memorial Union and Student Engagement

    She | her | hers

    Marquette University

    Land and Water Acknowledgement

     

    katepiper replied 1 year, 6 months ago 6 Members · 6 Replies
  • 6 Replies
  • bmagee

    Member
    February 12, 2025 at 8:46 am

    Our student organizations are covered through our university policy as long as they register their event through our process.? As for club sports our office purchases a catastrophic policy (https://nirsa.net/portfolio-items/discounts-nirsa-insurance/) that covers our club sports additionally.

    ——————————
    Brian T. Magee, EdD, CSAEd, CSAEd-CA, CSAEd-CU
    Interim Director, Wilson Commons Student Activities
    University of Rochester
    Rochester NY
    (585) 275-7316
    ——————————
    ——————————————-
    Original Message:
    Sent: 02-11-2025 11:42
    From: Jennifer Reid
    Subject: Student organization insurance requirements

    Hi all,

    Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?

    If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?

     

    Any input would be most appreciated.

     

    Thanks!

     

    — 

    Dr. Jennifer Reid

    Director, Alumni Memorial Union and Student Engagement

    She | her | hers

    Marquette University

    Land and Water Acknowledgement

     

  • London Fair

    Member
    February 12, 2025 at 9:39 am

    Our organizations are covered in normal activities. In event process, if it is demeaned high risk we ask they get event insurance through the institution.

    On club sports, our group is covered through the recreation center and athletics group insurance. Some clubs have additional policies but are not required. At this moment, our institution does not provide any funding to our student organization. Club sports has some funding yearly that is allocated to our students but it has been based on need and participation.??

    ——————————
    London Fair
    Associate Director of Student Connections
    Tarleton State University
    Stephenville TX
    (254) 968-9083
    ——————————
    ——————————————-
    Original Message:
    Sent: 02-11-2025 11:42
    From: Jennifer Reid
    Subject: Student organization insurance requirements

    Hi all,

    Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?

    If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?

     

    Any input would be most appreciated.

     

    Thanks!

     

    — 

    Dr. Jennifer Reid

    Director, Alumni Memorial Union and Student Engagement

    She | her | hers

    Marquette University

    Land and Water Acknowledgement

     

    • Jennifer Reid

      Member
      February 12, 2025 at 9:55 am

      Thank you!  When you say get insurance through the institution, do you mean through your university?

       

      ——————————————-
      Original Message:
      Sent: 2/12/2025 9:39:00 AM
      From: London Fair
      Subject: RE: Student organization insurance requirements

      Our organizations are covered in normal activities. In event process, if it is demeaned high risk we ask they get event insurance through the institution.

      On club sports, our group is covered through the recreation center and athletics group insurance. Some clubs have additional policies but are not required. At this moment, our institution does not provide any funding to our student organization. Club sports has some funding yearly that is allocated to our students but it has been based on need and participation.  

      ——————————
      London Fair
      Associate Director of Student Connections
      Tarleton State University
      Stephenville TX
      (254) 968-9083
      ——————————
      ——————————————-
      Original Message:
      Sent: 02-11-2025 11:42
      From: Jennifer Reid
      Subject: Student organization insurance requirements

      Hi all,

      Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?

      If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?

       

      Any input would be most appreciated.

       

      Thanks!

       

      — 

      Dr. Jennifer Reid

      Director, Alumni Memorial Union and Student Engagement

      She | her | hers

      Marquette University

      Land and Water Acknowledgement

       

  • Tom Dake

    Member
    February 12, 2025 at 9:41 am

    Our student organizations are not required to have a standing insurance policy. Some events require certificates of insurance due to the nature of the activities. There was discussion a number of years ago (maybe nine years ago now) about requiring insurance for orgs at all UW campuses. Ultimately this idea was dropped for a variety of reasons. There is no clear guidance on using student fees to purchase this insurance for a particular event. So far, orgs have purchased the certificates using other funding sources.

    ——————————
    Tom Dake
    Senior Student Affairs Manager, Student Organizations
    University of Wisconsin Milwaukee
    Milwaukee WI
    (414) 229-5780
    ——————————
    ——————————————-
    Original Message:
    Sent: 02-11-2025 11:42
    From: Jennifer Reid
    Subject: Student organization insurance requirements

    Hi all,

    Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?

    If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?

     

    Any input would be most appreciated.

     

    Thanks!

     

    — 

    Dr. Jennifer Reid

    Director, Alumni Memorial Union and Student Engagement

    She | her | hers

    Marquette University

    Land and Water Acknowledgement

     

  • Lauren Olson

    Member
    February 12, 2025 at 10:29 am

    Dr. Reid –

     

    The University of South Carolina Campus Recreation currently carries general liability, accident and catastrophic insurance on all sport clubs.

    The definition of a sport club has changed a few times over the past 15 years (when we first started carrying this insurance) but we currently cover ~40 sport clubs (or former sport club, current student orgs).

    James Harris, Assistant Director of Sport Programs would be your best point of contact with further questions or concerns.

    Jh91@mailbox.sc.edu or 803.777.2573

     

    __

    Lauren Martini Olson
    Associate Director of Campus Recreation

    She/Her

    O: 803-576-9378 
    martini@sc.edu | sc.edu/campusrec

    University of South Carolina
    1000 Blossom Street

    Columbia, SC 29208

    A black background with red text  Description automatically generated

     

    ——————————————-
    Original Message:
    Sent: 2/11/2025 11:43:00 AM
    From: Jennifer Reid
    Subject: Student organization insurance requirements

    Hi all,

    Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?

    If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?

     

    Any input would be most appreciated.

     

    Thanks!

     

    — 

    Dr. Jennifer Reid

    Director, Alumni Memorial Union and Student Engagement

    She | her | hers

    Marquette University

    Land and Water Acknowledgement

     

  • katepiper

    Member
    February 12, 2025 at 2:20 pm

    At Illinois State, we have two classifications of RSOs – sponsored and independent. Sponsored RSOs are covered by university liability insurance. Independent RSOs are not. The university may require an independent RSO to purchase special event insurance, which I’m pretty sure the RSO can request through our event funding process. We also provide brief risk management information to RSOs on our event planning webpage including links to two insurance companies.?

    ——————————
    KatePiper
    Assistant Dean, Student Activities
    Illinois State University – Normal, IL
    katepiper@illinoisstate.edu
    ——————————
    ——————————————-
    Original Message:
    Sent: 02-11-2025 11:42
    From: Jennifer Reid
    Subject: Student organization insurance requirements

    Hi all,

    Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?

    If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?

     

    Any input would be most appreciated.

     

    Thanks!

     

    — 

    Dr. Jennifer Reid

    Director, Alumni Memorial Union and Student Engagement

    She | her | hers

    Marquette University

    Land and Water Acknowledgement

     

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