Student organization insurance requirements
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Student organization insurance requirements
Posted by Jennifer Reid on February 11, 2025 at 11:43 amHi all,
Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?
If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?
Any input would be most appreciated.
Thanks!
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Dr. Jennifer Reid
Director, Alumni Memorial Union and Student Engagement
She | her | hers
Marquette University
katepiper replied 1 year, 6 months ago 6 Members · 6 Replies -
6 Replies
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Our student organizations are covered through our university policy as long as they register their event through our process.? As for club sports our office purchases a catastrophic policy (https://nirsa.net/portfolio-items/discounts-nirsa-insurance/) that covers our club sports additionally.
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Brian T. Magee, EdD, CSAEd, CSAEd-CA, CSAEd-CU
Interim Director, Wilson Commons Student Activities
University of Rochester
Rochester NY
(585) 275-7316
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Original Message:
Sent: 02-11-2025 11:42
From: Jennifer Reid
Subject: Student organization insurance requirementsHi all,
Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?
If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?
Any input would be most appreciated.
Thanks!
—
Dr. Jennifer Reid
Director, Alumni Memorial Union and Student Engagement
She | her | hers
Marquette University
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Our organizations are covered in normal activities. In event process, if it is demeaned high risk we ask they get event insurance through the institution.
On club sports, our group is covered through the recreation center and athletics group insurance. Some clubs have additional policies but are not required. At this moment, our institution does not provide any funding to our student organization. Club sports has some funding yearly that is allocated to our students but it has been based on need and participation.??
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London Fair
Associate Director of Student Connections
Tarleton State University
Stephenville TX
(254) 968-9083
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Original Message:
Sent: 02-11-2025 11:42
From: Jennifer Reid
Subject: Student organization insurance requirementsHi all,
Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?
If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?
Any input would be most appreciated.
Thanks!
—
Dr. Jennifer Reid
Director, Alumni Memorial Union and Student Engagement
She | her | hers
Marquette University
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Thank you! When you say get insurance through the institution, do you mean through your university?
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Original Message:
Sent: 2/12/2025 9:39:00 AM
From: London Fair
Subject: RE: Student organization insurance requirementsOur organizations are covered in normal activities. In event process, if it is demeaned high risk we ask they get event insurance through the institution.
On club sports, our group is covered through the recreation center and athletics group insurance. Some clubs have additional policies but are not required. At this moment, our institution does not provide any funding to our student organization. Club sports has some funding yearly that is allocated to our students but it has been based on need and participation.
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London Fair
Associate Director of Student Connections
Tarleton State University
Stephenville TX
(254) 968-9083
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Original Message:
Sent: 02-11-2025 11:42
From: Jennifer Reid
Subject: Student organization insurance requirementsHi all,
Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?
If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?
Any input would be most appreciated.
Thanks!
—
Dr. Jennifer Reid
Director, Alumni Memorial Union and Student Engagement
She | her | hers
Marquette University
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Our student organizations are not required to have a standing insurance policy. Some events require certificates of insurance due to the nature of the activities. There was discussion a number of years ago (maybe nine years ago now) about requiring insurance for orgs at all UW campuses. Ultimately this idea was dropped for a variety of reasons. There is no clear guidance on using student fees to purchase this insurance for a particular event. So far, orgs have purchased the certificates using other funding sources.
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Tom Dake
Senior Student Affairs Manager, Student Organizations
University of Wisconsin Milwaukee
Milwaukee WI
(414) 229-5780
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Original Message:
Sent: 02-11-2025 11:42
From: Jennifer Reid
Subject: Student organization insurance requirementsHi all,
Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?
If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?
Any input would be most appreciated.
Thanks!
—
Dr. Jennifer Reid
Director, Alumni Memorial Union and Student Engagement
She | her | hers
Marquette University
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Dr. Reid –
The University of South Carolina Campus Recreation currently carries general liability, accident and catastrophic insurance on all sport clubs.
The definition of a sport club has changed a few times over the past 15 years (when we first started carrying this insurance) but we currently cover ~40 sport clubs (or former sport club, current student orgs).
James Harris, Assistant Director of Sport Programs would be your best point of contact with further questions or concerns.
Jh91@mailbox.sc.edu or 803.777.2573
__
Lauren Martini Olson
Associate Director of Campus RecreationShe/Her
O: 803-576-9378
martini@sc.edu | sc.edu/campusrecUniversity of South Carolina
1000 Blossom StreetColumbia, SC 29208

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Original Message:
Sent: 2/11/2025 11:43:00 AM
From: Jennifer Reid
Subject: Student organization insurance requirementsHi all,
Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?
If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?
Any input would be most appreciated.
Thanks!
—
Dr. Jennifer Reid
Director, Alumni Memorial Union and Student Engagement
She | her | hers
Marquette University
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At Illinois State, we have two classifications of RSOs – sponsored and independent. Sponsored RSOs are covered by university liability insurance. Independent RSOs are not. The university may require an independent RSO to purchase special event insurance, which I’m pretty sure the RSO can request through our event funding process. We also provide brief risk management information to RSOs on our event planning webpage including links to two insurance companies.?
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KatePiper
Assistant Dean, Student Activities
Illinois State University – Normal, IL
katepiper@illinoisstate.edu
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Original Message:
Sent: 02-11-2025 11:42
From: Jennifer Reid
Subject: Student organization insurance requirementsHi all,
Do any of your institutions required some student organization to carry insurance policies (such as your club sports orgs or other orgs that pose a risk to students like trap and skeet clubs)?
If so, what are your criteria for requiring insurance, and how do organizations pay for the policy (can they apply for student org funding to cover this)?
Any input would be most appreciated.
Thanks!
—
Dr. Jennifer Reid
Director, Alumni Memorial Union and Student Engagement
She | her | hers
Marquette University
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